Things To Know While Making An Insurance Claim
When a windstorm damages your roof or you get into a car accident, you won’t be in the headspace to think about your insurance claim. Talking to your insurance company may be the last thing on your mind at that moment, says Derrick Ajmo, vice president of claims operations at DSB Claims, a nationally recognized award-winning claims management company.
That’s why it is important to know how making a claim works, what to expect & what you need to do. You can speed up your insurance claim and ensure it runs smoothly if you’re better prepared and educated on the process.
Top 5 Reasons For Claims:
- Fire
- Water
- Car Theft (Auto Claims)
- Wind Claims
- Vandalism
Three Things To Remember When Making A Claim:
If you need to make an insurance claim, here are three ways to ensure it runs smoothly.
Document everything – The more pictures and documents you have supporting proof of your loss, the smoother and faster the claims process will go. If a contractor/adjuster is sent to your home to take pictures, ensure you show them everywhere there’s damage so they can record it. Realize that wear and tear is excluded – Generally, insurance companies pay for what’s covered in the policy only, not for maintenance-type items that fail due to age. Know your policy & talk to your broker – Understand what is/isn’t covered. Don’t wait until the renewal of your policy to make updates. If you make any changes to your home/car, let your broker know – renovating your home, adding a new deck/pool, modifying your vehicle, etc. Can all impact your policy and therefore claim. Your broker will help you cover any gaps and guide you through the claims process.
If you need more ways to ensure that your insurance claim runs smoothly, contact us today. We assure you that you will get the right solution with A-Kan Insurance.
