Insurance For Day Cares
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Daycare Insurance in Calgary
Operating a daycare centre, whether it be a licensed home daycare or a commercial childcare centre, is a substantial responsibility. Parents are entrusting you with the safety of their children, and although you are making every effort to provide a safe environment, accidents and unforeseen circumstances may happen. This is when Daycare Insurance in Calgary comes into play.
What Does Daycare Insurance Protect?
Every daycare has its own unique needs, but generally, the following coverages would be included in daycare insurance in Calgary:
Commercial General Liability (CGL)
This will cover any medical or legal costs should a child or visitor be injured or property be damaged on-site.
Commercial Property Insurance
Covers your building, furniture, toys, and equipment, should there be fire, theft or vandalism, etc.
Professional Liability (Errors & Omissions)
Coverage protects against claims related to negligence or misconduct, or not providing a service as promised.
Abuse Liability Insurance
Very important coverage against allegations of physical, sexual, or emotional abuse.
Cyber Liability Insurance
If your business stores sensitive client or payment data, cyber liability protects against hacks, breaches, and online fraudulent activity.
Workers’ Compensation
It gives employee coverage and protects staff if they are injured at work.
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Cost of Daycare Insurance in Calgary
On average, daycare insurance in Calgary starts as low as $700/year; coverage limits and daycare operations will adjust the actual price. Actual rates will depend on factors such as:
- Number of children and daycare size
- The number of staff and employees
- Home-based or commercial location
- Training, certification or licensing status
- Services offered (transportation, special programs, etc.)
- Claims history and safety protocols
Our brokers work with top Canadian Insurers to obtain the right coverage with the most competitive rates, and typically save you more on your premium.
Why Is Daycare Insurance Important?
Children are naturally interested in the world around them, and compared to adults, they are more likely to have an accident. Even the most supervised and safe daycare facilities face dangers, such as injury claims, property damage, or accusations of negligence. Without the right protection, an unexpected incident could cripple you financially and legally.
Why Select A-KAN Insurance
When it comes to protecting your business, it is important to choose a partner that matters. Here is the reason you can trust A-KAN Insurance for your Alberta businesses:
Local Expertise
We know the provincial regulations and risks associated with Calgary daycares.
Tailored Solutions
We build coverage whether you run a small home daycare or a large childcare centre.
Top Insurance Companies
Working with reputable providers in the marketplace to get the right coverage at the best price.
Personal Guidance
We’re not just brokers; we are advisors and care about your business and reputation.
Awards and achievements
A-Kan Insurance, in recognition of the superiority of our Daycare Insurance services, has been honored with several prestigious awards.
For our efforts in this direction, we have won several awards for our work in Canada. We attribute this success to our insurance advisors. Their constant efforts and dedication leveraged our brand.
Just look at what customers are saying about us
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Let us help you get your daycare covered before it happens.
