How to Choose the Right Insurance Broker
Choosing the right insurance brokerage is possibly the most important step in protecting your personal or business assets. If you are a home-owner, a small business owner, or even a corporate executive, all these different classes could benefit from the services of an experienced independent broker whose main job is to assure that you get coverage at the best available price. A-Kan Insurance has built its reputation on trust, expertise, and a commitment to placing your best interests first. Here is what to look out for in finding an insurance broker that works for you.
1.Look for Independence and Objectivity
The advantage of dealing with an independent insurance broker is that it does not work for one insurer only. This means that the broker's recommendations are made with your needs in mind, rather than any corporate mandate. A broker will assess several offerings from different insurers and come up with the best fit for you, whether itโs home insurance or auto insurance, or commercial coverage.
Independence is core to A-Kan Insurance's philosophy. We represent over 100 domestic and global insurers to offer solutions designed to meet your special needs.
2.Evaluate Market Access and Range of Products
The insurance market is vast; every product has its unique features. A great broker, therefore, would have far-reaching market access and a broad array of products. This will guarantee that you get not only competitive pricing but also extensive coverage for any risk you might face.
Ask prospective brokers:
1.How many insurers do you work with?
2.Can you provide examples of coverages for my specific needs?
As a member of Canadian Broker Network, we have 100+ insurers to work with, so you can be assured that we will secure the best deals and broadest coverage for businesses in Ontario and Alberta.
3.Ask About Claims Assistance
Insurance buying isn't only about obtaining a policy but also about the support you need to get the claim. The claims process might be overwhelming for you, a broker who assists your needs and is knowledgeable can seamlessly asses you in this process. Look for an independent brokerage with claim support in-house, or who has a claims specialist.
Claims support in-house is the backbone of A-Kan Insurance's service. We will work together with you to ensure the claims process goes smoothly and that you receive a fair settlement with an absolute minimum of disruption to your life or business.
4.Considering Local Expertise with National Reach
Local knowledge is vital for insurance, as home insurance rates, for instance, can vary greatly due to regional risks posing...such as weather conditions, crimes, or local regulation. Such brokers will give insight regarding the market and help with the procedure, which is useful to you. On the other hand, a broker with a national reach indicates that they are equipped with broad experience and can, therefore, serve clients in different regions.
A-Kan Insurance is proudly based in Edmonton, Alberta, and now serving in Ontario as well. Our local brokers have a very deep understanding of local areas, while the national network helps maintain a balance with their other areas of expertise, thus making sure you get advice that is truly relevant to your needs.
5.Inquire about service and support
A clear channel of communications and support is paramount in the existence of a relationship between an insurance broker and his or her client. Understanding, able, and responsive are characteristics that our brokers exhibit, and therefore, these are traits to look for in a broker. Not only are you going to need someone that can explain everything in plain English, taking their time when necessary to respond to any questions, but they'll need to help you in every possible way from the very first rough quote to final submission of the claim.
Excellent customer service is one of many things that sets A-Kan Insurance apart. We are client-centered; that is, you aren't "just a number" to us. We want to develop an ongoing relationship that ensures your insurance is right for you.
6.Reviews and Reputations
Before cutting to the chase, spend some time finding out how the broker is regarded. Search for testimonials, feedback, and recommendations posted by other clients. A reputable broker will have several satisfied clients and will keep its end of the bargain.
Our clients appreciate the open, honest, and individualized service that A-Kan Insurance provides. Many have recounted how we helped them obtain the best coverage for their situations while skillfully maneuvering through the intricacies of insurance.
Wrapping Things Up
Finding a suitable insurance broker is not simply a point of transaction, but an act of acquiring a trustworthy partnership for safeguarding one’s future. By choosing independence, well-wide market access, outstanding claims services, local excellences, as well as exceptional service, you will get premiums at the best competitive rates.
We are an independent, client-focused insurance brokerage in Alberta & Ontario. With more than 100+ networks of insurers, we offer tailored solutions for every insurance need. We are here to walk you through every step.
A-Kan Insurance covers you in all these aspects. Trust us for expert advice and inclusive protection to meet your best interests. Get a quote today.
